Associates

Our financial representatives are the face of our organization. They not only represent Northwestern Mutual, but they also represent the best interests of their clients. We are proud of their accomplishments, share in their enthusiasm and drive, and help motivate them to achieve the highest level of excellence.

 
 Edward M Gallagher III

Edward M Gallagher III, CFP®, CLTC, RICP®

Financial Advisor
edward.gallagher@nm.com

My Networks: LinkedIn Facebook

Ed Gallagher received his undergraduate degree from Dayton University.  He began his career with a private investment firm before joining Northwestern Mutual in 2002. Ed is a Wealth Management Advisor with NM-Pittsburgh.

He has earned the CERTIFIED FINANCIAL PLANNER  certification and has been a member of the sales leader lunch. He is a 5-time qualifying member of the Million Dollar Roundtable, qualified for Court of the Table (2015) and the Northwestern Mutual Forum (2011). 

Ed enjoys golf, coaching and volunteering. He recently served on the United Way Helping Families Thrive Selection Committee. He, and his wife of 28 years, Lynn have 2 children, Kelly and Ryan.

 
 John C Carlos

John C Carlos

Business & Estate Planning Specialist
john.carlos@nm.com

My Networks: LinkedIn

John Carlos received his undergraduate degree from Notre Dame University.  He then attended the University of Pittsburgh Law School where he earned his J.D.  John began his career at Dickey, McCamey where he became partner.  He then moved to Klett, Rooney where he was also a partner before joining Northwestern Mutual in 1998.  John is the Director of Estate and Business Planning for Northwestern Mutual Pittsburgh as well as a Wealth Management Advisor.  He focuses his practice primarily on business owners and high net worth families.  John is a 3-time recipient of the Life Impact award.

John lives in Mt. Lebanon with his wife Gina, daughters, Maddie & Colleen and dog, Buster.  John is very involved with Animal Friends where Gina is on the Board of Directors. 

 
 William A Ravotti

William A Ravotti, CFP®, CLU®, ChFC®

Wealth Management Advisor
bill.ravotti@nm.com

Bill Ravotti has been with the Northwestern Mutual since graduating from Indiana University of Pennsylvania 1989 with a degree in Economics and Finance.  Bill specializes in several areas including Comprehensive Financial Planning, Wealth Management, Wealth Accumulation, Retirement Planning, and Education Planning.  Bill is a member of the National Association of Insurance and Financial Advisors. He believes it is vital to uphold the credentials needed to properly service clients in this sophisticated world of planning. Thus, he has received the following professional designations and certifications.

  • Certified Financial PlannerTM (CFP®): Sponsored by the Certified Financial Planner Board of Standards (http://www.cfp.net/) designees complete a curriculum of study and pass a comprehensive examination regarding the financial planning process, tax planning, estate and retirement planning, investments and insurance; meet experience and continuing education requirements; and comply with the CFP Board's Code of Ethics and Professional Responsibility**.

  • Chartered Financial Consultant® (ChFC®): Sponsored by the American College(http://www.theamericancollege.edu), designees complete nine college-level self study courses in financial planning, income taxation, investments , estate and retirement planning; meet experience and continuing education requirements; and comply with college's Code of Ethics.

  • Chartered Life Underwriter® (CLU®) : Sponsored by The American College (http://www.theamericancollege.edu ) , designees complete eight college-level self study courses related to life insurance, insurance and financial planning, and estate and business planning; meet experience and continuing education requirements; and comply with the college's Code of Ethics.

Bill currently resides in Bradfordwoods, PA with his wife, Lea, and daughters, Maria Crista, Anna Benedicta, and Teresa Faustina. Bill enjoys traveling throughout Central Europe with his family; especially the Czech Republic, where Lea was born and raised.  In his spare time, Bill enjoys playing/coaching basketball, tennis, skiing, and running 5Ks. Bill came in 1st place (Men's 40-44) in Northwestern Mutual's 2010 Roots and Wings 5K.

 
 Kevin W Sweeney

Kevin W Sweeney

Employee Benefit Specialist
kevin.w.sweeney@nm.com

Kevin graduated from Duquesne University with a Bachelor of Science degree in Accounting and Finance and immediately began working in the insurance industry. His career began with MetLife in Rochester, New York, where he worked as group representative. He then came back to his hometown of Pittsburgh and began working for the Principal Financial Group before accepting a position at the Washington Financial Savings Bank. While at Washington Bank, he purchased the agency and partnered with a local brokerage firm. In 2011, he merged his agency with Kevin Bode and the Strategic Employment Benefit Services where he currently serves as a group benefits representative.

Kevin is an active member of the National Association of Underwriters and served on the Pittsburgh Board since 2001. He is also actively involved in his community as he has volunteered with the Washington County Junior Achievement and the Perrysville Fire Department. Kevin resides in Franklin Park with his wife and two children.

 
 Mitchell D Letwin

Mitchell D Letwin, CLTC®

Long Term Care Specialist
mitchell.letwin@nm.com

My Networks: LinkedIn

Mitchell D. Letwin has spent 11 years at Northwestern Mutual. He was born and raised in Pittsburgh, and now currently resides in the Fox Chapel area. As a Financial Representative, Mitchell Letwin thrives on working with small business owners, lawyers, doctors, and other successful people in creating solutions for both business and personal needs. He is on the board of CCFA, JNF and Beth Shalom. Mitchell is also a member of the March of Dimes Walk America Committee and participates in the annual MS Golf Outing.

 
 Anthony L Mastro

Anthony L Mastro, CFP®, CLU®

Financial Advisor
anthony.mastro@nm.com

My Networks: LinkedIn Twitter

Anthony is a graduate of John Carroll University with a Bachelor of Science degree in Finance.  Following college, Anthony worked as a financial analyst with PNC Bank. He joined Northwestern Mutual in 2002 as a Financial Representative and started building a financial security practice. 

Anthony is a Wealth Management Advisor and is credentialed having obtained his Chartered Life Underwriter (CLU®) designation as well as his Certified Financial Planner (CFP®) certificaiton.  His work with owners of closely-held corporations involve business succession strategies, key-person and executive compensation packages, as well as qualified-retirement plan advisory services. 

Anthony also helps individuals and families that desire a comprehensive financial planning relationship.

Anthony is active politically on behalf of the life insurance industry.  He is a past-president of the Pittsburgh chapter of the National Association of Insurance and Financial Advisors (NAIFA) and a member of the Financial Planning Association (FPA).  In addition, he is the Pittsburgh office’s Government Relations Delegate for Northwestern Mutual.  Anthony, his wife Sharon, and their 3 children reside in Upper St. Clair.  They are actively involved with Girls Hope of Pittsburgh and the United Way.

 
 Benjamin Reed Levy

Benjamin Reed Levy, CFP®

Financial Advisor
benjamin.levy@nm.com

My Networks: LinkedIn Facebook

Ben Levy joined Northwestern Mutual as a College Financial Representative in February of 2009.  Ben is originally from Rochester, NY and was finance major at the University of Pittsburgh.

Without much of a natural market in Pittsburgh, Ben focused on the fundamentals of building a financial services business.  Not only was Ben insurance licensed during the internship, he also acquired his investment licenses before graduating.  After attending the Northwestern Mutual’s annual meeting in July of 2009, Ben became committed to being a leader in the company.  Ben certainly followed through on his commitment; that year he finished #2 in the Eastern Region for the college internship program in overall production.  Then in the May of 2010, he finished in the company’s Top 10 out of more than 2,500 interns nationally.

In June of 2010, Ben converted his contract and became a Full time Financial Rep.  As a first year representative, Ben achieved pacesetter first 40 and 2nd 60 while writing over 100 policies.  Ben ranked #4 in the country for the Mike Gish Award, which tracks intern conversions in their first year as a full-time Representative year. Most recently, Ben achieved the Million Dollar Round Table from 2013-2015.  Ben currently resides in Pittsburgh with his wife, Alicia.

 
 Brandon Gilbert Fisher

Brandon Gilbert Fisher

Financial Advisor
brandon.fisher@nm.com

My Networks: LinkedIn

As a Financial Advisor, Brandon specializes in the medical market, the oil and gas industries and young families. His goals for his clients are based on the reality that life is constantly evolving, changing direction and presenting both new obstacles and new opportunities.  Consequently, the approach to your financial security cannot be static; as your life changes, so will your needs and goals. Brandon has access to the most cutting-edge approaches, practices and resources to help establish your financial security now and in the future.  With the highest degree of integrity, honesty and trust, along with outstanding standards in professional service, Brandon and his team are committed to providing each of his clients strong financial solutions tailored to their particular need and goals.

 

Charles Wesley Carbeau

Financial Representative
charles.carbeau@nm.com

My Networks: LinkedIn

Charlie Carbeau graduated from Rollins College in Winter Park, Florida with a Bachelor's of Arts Degree in Economics.  Following graduation, Charlie returned to the Pittsburgh area and embarked on the journey of helping people gain financial security after being introduced to Northwestern Mutual.  Charlie is committed to working with each and every one of his clients to create a financial plan unique to them.  As their lives change personally and professionally, Charlie plans to be there every step of the way.  Charlie works with a diverse group of clients, including Business Owners, Young Professionals, and Young Families.  Charlie currently holds his Life, Accident and Health license in the state of Pennsylvania. 

 
 David L Shields

David L Shields, CLU®, ChFC®

Financial Representative
david.shields@nm.com

Dave is a 3rd generation Northwestern Mutual Financial Representative. He specializes in working with Health Care professionals & small businesses. Dave represents Physicians Nationwide and formerly held the title of president. He has been a featured speaker at national & regional meetings on risk management issues. Dave serves as the Senior Disability Income Specialist for the Pittsburgh network office.

 
 David Robert Nardiello

David Robert Nardiello

Financial Advisor
david.nardiello@nm.com

My Networks: LinkedIn Facebook

Our Mission is to help people accomplish all of their financial and personal goals through a partnership as if they were our own families.

Our practice specializes in working with individuals that are already in retirement or approaching retirement up to 10 years from now.  Prior to engaging our team, most of our families engaged other advisors and did retirement planning previously in their lives.  Despite this, they are still not 100% confident in their plan.  Most need an independent professional opinion on what exactly they should be doing now to achieve what they really need to accomplish for their families.

We answer questions like:

  • How can I position myself now to be able to reduce the taxes I am paying throughout retirement?

  • Can you lay out a game-plan now to mitigate the risk of market downturns in my portfolio?

  • When exactly will I have the option to reduce my workload and employment income?

  • What can I do to increase the confidence that I will not outlive the money I have saved?

  • How can I think about the changing landscape on Social Security and Medicare benefits?

  • Where can I have the option to retire at?  Can I afford to plan for 2 homes in retirement?

  • How can I continue to live my same lifestyle despite inflation decreasing my purchasing power?

  • Can you describe to me how I can handle an expensive health problem for me or my spouse?

  • What can I do now to enable me to tax-efficiently give money in the future to my family and charities?

David has worked in financial services since 2001 and is a member of the Estate Planning Council of Pittsburgh.

Call us at 412-201-6534 to initiate a dialogue on how we can help your specific situation.

 
 Donald H Shaw

Donald H Shaw

Financial Representative
donald.shaw@nm.com

Donald H. Shaw has spent 25 years with Northwestern Mutual. He has lived in Houston, Chicago, New York, and Washington D.C., but has remained in Pittsburgh for the past 13 years. He currently resides in O'Hara Township. Donald works with successful people in order to provide them with insurance and investment solutions. He is a member of the Rotary and Rodef Shalom Congregation Brotherhood.

 
 Henry Edwin Haller IV

Henry Edwin Haller IV, CLU®

Financial Advisor
ed.haller@nm.com

My Networks: LinkedIn

Ed Haller is a Financial Advisor for the Pittsburgh Network Office of the Northwestern Mutual.  He is responsible for his personal financial services business. Ed graduated from Washington & Jefferson College with a B.A. degree in Business Administration. He began his career with Northwestern Mutual  directly out of college.  Ed also recently received his CLU designation. The CLU designation is one of the highest levels of study in the life insurance profession. It helps Ed to provide a wider array of solutions for his clients' personal needs, including income replacement, estate analysis, and wealth transfer. He takes great pride in providing a higher level of service to his clients.  Ed is a native of Pittsburgh, PA, and currently resides in the Squirrel Hill area.  In his spare time, Ed enjoys playing golf and squash, wakeboarding, traveling, and spending time with friends and family. He is also heavily involved in the community.

 
 James F Fanning

James F Fanning, CLU®, ChFC®, CASL®

Financial Representative
jim.fanning@nm.com

My Networks: LinkedIn

Jim Fanning is a Financial Representative for Northwestern Mutual and is originally from Rhode Island.  Most recently, Jim achieved his Chartered Advisor for Senior Living (CASL®) designation.  As your financial representative, Jim Fanning's primary concern is identifying your financial goals and wishes. He focuses on general insurance products, business needs, and education funding. He follows a several-step process in which Jim Fanning 1. Meets with his clients to discuss their financial goals, and 2. Analyzes their needs to provide guidance accordingly. Jim Fanning has always been a believer in quality not quantity, and knows the importance of building strong relationships with clients. He has 28 years of experience in the insurance industry.  The Chartered Advisor for Senior Living (CASL®) designation is conferred by The American College of Financial Services.

 
 James S Ruttenberg

James S Ruttenberg

Financial Representative
jim.ruttenberg@nm.com

James S. Ruttenberg is a financial representative with The Pittsburgh Network Office and has been with Northwestern Mutual for the past fifteen years. Throughout his tenure with The Pittsburgh Network Office, James has focused his practice in the areas of personal insurance and estate analysis. He also works with small, closely held corporations in the areas of business succession and executive benefits. James is a member of the Jewish Community Center board of directors and is also involved with charities such as the United Jewish Federation, the United Way Young Leaders Group and the National Alliance for Autistic Research. He resides in Upper Saint Clair with his wife, Lori and his two sons, Ben and Zack.

 
 Jared Henigin

Jared Henigin

Financial Representative
jared.henigin@nm.com

 
 Joseph Michael Hoover

Joseph Michael Hoover

Financial Advisor
joseph.m.hoover@nm.com

My Networks: LinkedIn

As a Northwestern Mutual Financial Advisor, professionalism is defined not only by the measure of one's experience, education and accreditation, but by one's character and professional standard of practice in supporting clients as a trusted financial expert.  Joe has been a Financial Advisor with Northwestern Mutual since 2005.  Joe has been a member of NAIFA for 8 years, and was a Million Dollar Round Table qualifying member from 2010-2013.  Joe is also a qualifying member of the Northwestern Mutual Forum 2012-2016, which represents the top segment of the industry's leading field force.

 
 Joseph Sforza

Joseph Sforza

Financial Representative
joseph.sforza@nm.com

My Networks: LinkedIn Facebook

Joe Sforza graduated from Juniata College with a Bachelor’s of Science Degree in Accounting.  Following graduation, Joe entered the non-profit industry and worked specifically on educating medical professionals all over the country about proper medication safety. After spending time in the nonprofit sector, Joe embarked on journey of helping people gain financial security.  Joe is committed to working with each and every one of his clients to create a financial plan unique to them.  As their lives change personally and professionally, Joe plans to be there every step of the way.  Joe works with a diverse group of clients, including Healthcare Professionals and Business Owners, and Young Families.  Joe currently holds his Life, Accident and Health license in the states of Pennsylvania, New York, New Jersey, and Maryland.  He also has his Series 6 and 63. 

 
 Julio Rivera

Julio Rivera

Financial Representative
julio.rivera@nm.com

My Networks: LinkedIn

Julio Rivera graduated from Allegheny College with a Bachelor’s of Science Degree in Mathematics.  Following graduation, Julio entered the banking industry and worked in various roles including Branch Teller, Loan Analyst, Commercial Lending Analyst, and Underwriter.  After spending five and a half years in the industry, Julio embarked on pursuing his lifelong dream of building his own business.  He feels extremely fortunate to represent Northwestern Mutual and help people create a better life through financial security.  Julio works with a diverse group of professionals and business owners, while specializing in the Energy (oil, gas, & renewables) and Hispanic markets. Being bilingual, Julio also works with many clients of diverse cultural backgrounds.     

 
 Kevin S Bode

Kevin S Bode

Financial Representative
kevin.bode@nm.com

My Networks: LinkedIn

Kevin Bode joined Northwestern Mutual in 1987 as a financial representative. In 1989, he became an Employee Benefit Specialist and has since directed the Pittsburgh Network Office's operation of Strategic Employee Benefit Services. Under Kevin's guidance, the Pittsburgh Network Office has grown to service over 600 businesses of varying industries and sizes. He works in the areas of fully-insured and cafeteria plans, and web-based employee communications. Bode is a member of Health Insurance Association of America (HIAA), National Association of Health Underwriters, International Foundation of Education Benefits and Compensation, Pittsburgh Association of Group Executives and the National Association of Insurance and Financial Advisors (NAIFA). Kevin serves on the Board of Directors for the YMCA and Family Resources of Western Pennsylvania.

 
 Mark J Pellis

Mark J Pellis, CLU®, ChFC®

Financial Representative
mark.pellis@nm.com

My Networks: LinkedIn

As a Financial Representative with Northwestern Mutual, Mark enjoys working with busy and successful people recommending solutions for their business and/or personal needs. He has won the Million Dollar Roundtable Award (Qualifying Member: 2004-2008; and the National Quality Award (2002, 2004-2007).

 
 Matthew R. Pirollo

Matthew R. Pirollo

Financial Representative
matt.pirollo@nm.com

My Networks: LinkedIn

Matt grew up in Allison Park, PA. He graduated from the University of Pittsburgh with a Bachelor of Science in Business Administration, majoring in Finance and Accounting. Matt now resides in Pittsburgh, PA. In his free time he enjoys traveling to different states and countries. He enjoys playing golf and taking in sporting events with friends and family.

 
 Maxwell Cahn

Maxwell Cahn, CFP®

Financial Advisor
maxwell.cahn@nm.com

My Networks: LinkedIn

Max grew up in Nyack, NY and attended Nyack High School. His mother, Joan, and father, Dan, now live in Florida and South Carolina and he has a younger brother, Ben, who graduated from the College of Charleston. Spending time with family is extremely important to Max, whether it be on family vacations, golfing trips, or throughout the holidays. 

Max graduated from Robert Morris University, with a degree in Business Management. Robert Morris University is a small D1 school known mostly for the Basketball and Hockey teams as well as its top tier Business School . In his four years there he was a member of the Men’s NCAA golf team, as well as the Ski Club, Investment Club, and Hillel.  Max currently resides in Pittsburgh and enjoys spending time with family and friends, golfing, and attending various sporting events. He hopes in all circumstances to be an inspiration to those he works with and for.

 

Meghan Irene Hart


meghan.hart@nm.com

My Networks: LinkedIn Facebook

Meghan Hart graduated from the University of Richmond with a Bachelor's of Arts Degree in Psychology.  Meghan was a college athlete, as part of the Richmond Track and Field team.  She later went on to obtain her Master's Degree in School Counseling from Duquesne University.  Meghan entered the financial services industry in order to act upon her passion for helping others and building trustworthy lifelong relationships.  Meghan strives to truly understand the individual needs of each of her clients, and her in depth knowledge of her clients allows her to present them with solutions that are just as unique as they are.  Between her knowledge and integrity, and that of her team, clients have come to realize that Meghan's extensive knowledge has enabled them to have a lifetime of financial security they thought they would never have.  Meghan works with a unique client base, and specializes in creating financial plans for young professionals, young and growing families, and those in the hospitality management industry.  Meghan holds her Life, Accident, and Health License and is dedicated to continuing education.  Meghan is a native of State College, PA and currently resides in Downtown Pittsburgh. In her spare time, she enjoys being active, watching Pittsburgh sports, painting, reading, and most importantly enjoying her friends and family. 

 
 Michael Patrick Neurohr

Michael Patrick Neurohr

Financial Advisor
michael.neurohr@nm.com

My Networks: LinkedIn

Mike grew up in Wexford, PA, attending North Allegheny High School.Mike Neurohr graduated from Duquesne University with a Bachelor's of Science Degree in Business Administration, majoring in Finance and Sports Marketing.  while at Duquense, Mike began his career with Northwestern Mutual through the College Financial Representative Program.  As a Financial Advisor, Mike strives to truly understand his clients and to build meaningful relationships with them.  Mike using his extensive knowledge to enable his clients to have a lifetime of financial security.  Mike works with a unique client base, and specializes in creating financial plans a variety of different professionals across many industries.  Mike holds his Life, Accident, and Health License in Pennsylvania, North Carolina, Colorado, Georgia, New Jersey, Ohio, Washington, Illinois, Maryland, Tennesse, Arizona, Oregon, South Carolina, and West Virginia.  He also hold his FINRA Series 6 and Series 63, and is dedicated to continuing education. 

 

 
 Nathanael Nulph

Nathanael Nulph

Financial Representative
nathanael.nulph@nm.com

My Networks: Facebook

 

Paul Brahan

Financial Representative
paul.brahan@nm.com

 
 Peter P Leone Jr

Peter P Leone Jr

Financial Representative
peter.leone@nm.com

Peter Leone, Jr. is a financial representative with The Pittsburgh Network Office, and has been with Northwestern Mutual since 1985. For the past twenty years, Peter has built an extensive life insurance clientele across the country. His practice primarily deals with estate analysis, business succession and transition, and executive benefits for individuals, private practices, small businesses, and public corporations, with a specific focus on Bank Owned Life Insurance.

 
 Sebastian D Becerra

Sebastian D Becerra

Financial Representative
sebastian.becerra@nm.com

My Networks: LinkedIn

Sebastian was born in Puerto Rico and moved to Pittsburgh in 2001.  He attended Duquesne University, and joined Northwestern Mutual in 2011.  Sebastian achieved Pacesetter 40, and the Bronze, Silver and Gold New Financial Representative Awards within his first years in the business.  In 2015, Sebastian was appointed Field Director in the Downtown Office.  As a Field Director, Sebastian is responsible for leading and developing a unit of financial representatives.  Sebastian believes the keys to success are hard work, having systems, and staying positive at all times.  Along with spending time with his family and friends, in Sebastian's spare time, he enjoys participating in Ironman Competitions and GoRuck Challenges.  Last year, he completed his first ever Ironman in Louisville, KY.  He greatly looks forward to competing again this year and proving that you can do anything you set your mind to.

 
 Thomas W Swartout

Thomas W Swartout

Financial Advisor
thomas.swartout@nm.com

My Networks: LinkedIn

Thomas Swartout is a financial representative with The Pittsburgh Network Office and has been with Northwestern Mutual since 1993. His specialties include Personal Needs Analysis, Wealth Accumulation and Distribution, and Business Needs Analysis. Thomas is a 2007 qualifying member of the Million Dollar Round Table and has qualified numerous times (Qualifying Member: 1998, 2000-2007). He is also a member of the Northwestern Mutual Forum in 2007. Mr. Swartout is very active in the Pittsburgh community. He is involved with the Young Leaders Group, United Way, and many other charities. Thomas resides in the North Hills with his wife and four children.

 
 Todd S Rosenfeld

Todd S Rosenfeld, CFP®

Wealth Management Advisor
todd.rosenfeld@nm.com

My Networks: LinkedIn

Todd Rosenfeld is a Wealth Management Advisor for the Pittsburgh Office of Northwestern Mutual. Todd graduated from The University of Nevada- Las Vegas with a B.S. specializing in Hotel Administration. After working a number of years for the Hilton Hotel Company and living in three cities Todd found his passion in helping people frame their goals and plan for their long-term financial security. Beginning in 1990 as a Special Agent for The Northwestern Mutual Life Insurance Company, Todd has grown his practice and evolved to being a full service Wealth Management Advisor and Fee Based Financial Planner having attained the CFP® certification, with the Certified Financial Planner Board of Standards Inc. in 2010.

Todd and his team strive to make the financial planning process a positive, engaging and transformative experience for everyone they help.  The end goal for all is to walk away with the belief and confidence that a clear and customized plan is in place to guide people to reach their most meaningful life goals.

 
 Tom Michael Helman

Tom Michael Helman, ChFC®, CFP®, MSFS

Financial Advisor
tom.helman@nm.com

My Networks: LinkedIn

As a Northwestern Mutual Financial Advisor, my mission is to help you achieve financial security for your family or business. I will work with you to help identify your financial goals, suggest a solution to help you reach those goals, and show you ways to implement them.

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